File a Report

Suspicious Activity Reports (SARs) are the FRA’s most important source of information. SARs allow individuals and entities to submit their suspicions with regards to financial transactions or activities in which there are reasonable grounds to suspect relate to the proceeds of criminal conduct as defined in the Proceeds of Crime Act (2024).

SAR Form

What is a Suspicious Activity Report?
Many individuals launder money to conceal illegal activity, such as drug trafficking, fraud, illegal firearms sales, and even terrorism. It fuels criminal conduct, allowing drug dealers, smugglers, terrorists, and arms dealers to maintain control over their proceeds and ultimately to provide a legitimate cover for their sources of income.  The new PCL has made all criminal offences predicate offences for money laundering purposes.
 
When do I submit an SAR to the FRA?
A SAR should be made as soon as the knowledge or suspicion that criminal proceeds exist has arisen or at the earliest opportunity thereafter.

Please use the link above to download a copy of the Suspicious Activity Report (SAR) form.

Need More Information?
For more information on SAR’s – How to File a SAR, Who Must Report etc. – please visit our Frequently Asked Questions page or Contact us.

How do I submit a SAR to the FRA using E-Filing?

In the event a Reporting Entity is not registered with AMLive, SARs should be submitted through the FRA’s email address “E-Filing” (financialreportingauthority@gov.ky) using the Suspicious Activity Report (SAR) Form and must be password protected. The password can be provided via a voice message at the extension (345) 244-5711.

If you have any queries, feel free to call (345) 244-5711 or (345) 945-6267, or email financialreportingauthority@gov.ky

Need More Information?
For more information on E-Filing please visit our Frequently Asked Questions page or Contact us.

What is AMLive?

In late 2020, the Financial Reporting Authority (FRA) launched its AMLive Reporting Portal (the Portal), which allows Reporting Entities to submit Suspicious Activity Reports (SARs) electronically.  Reporting Entities are being registered and provided with their user credentials for the Portal. Once a Reporting Entity receives its user credentials, subsequent SARs should be submitted via the Portal.

AMLive is a web-based e-reporting and case management solution. It is configured to facilitate secure and encrypted communication of information between the Financial Reporting Authority (FRA) and its reporting entities.

Register for AMLive

If you would like to register for AMLive, please complete the application form and submit it to the FRA’s email address FinancialReportingAuthority@gov.ky for review.

Need More Information?
More Information In the event a Reporting Entity is not registered, SARs should continue to be submitted through the FRA’s email address “E-Filing” (financialreportingauthority@gov.ky) using the Suspicious Activity Report (SAR) Form and must be password protected. The password can be provided via a voice message at the extension (345) 244-5711. For more information on AMLive – What is AMLive?, How to Register etc. – please visit our Frequently Asked Questions page or Contact us.